Property Development Projects in Costa del Sol

Yes. You don't need to live in Spain to buy: all you need is an NIE (foreigner's identification number) and a Spanish bank account. We guide you through the whole process — NIE, opening an account, financing and legal due diligence — so the purchase is secure from start to finish.

Payment is staged: an initial reservation, a payment on signing the private contract (usually 20-30%) and the balance on handover of keys. By law, every amount paid on account during construction is backed by a bank guarantee or insurance policy and held in a dedicated developer account, so your money is protected until the building is completed.

New-builds are taxed with VAT (10% on homes) plus Stamp Duty (in Andalusia, 1.2%), instead of the transfer tax that applies to resales. On top of that come notary, land registry and legal fees (around 1-2% combined). We give you a closed cost breakdown before you make any decision.

Yes. Spanish banks lend to non-residents, typically up to 60-70% of the appraised value, with terms depending on your profile. We work with several lenders and help you compare offers and prepare the paperwork.

It depends on the stage you enter at: a development under construction is usually delivered within 12 to 24 months, while key-ready units are available immediately. For each project we give you the real construction schedule and the associated payment milestones.

In most developments, yes: finishes, materials, the layout of certain areas and even extensions, always within the deadlines set by the developer. The earlier you join the project, the more room there is to customise.

Yes. We manage the full operation — project selection, structuring the investment, NIE, notary, mortgage, refurbishment and later rental or asset management — and stay on as the managing party throughout the life of the project. You can invest remotely with complete peace of mind.